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Best Payout UK Casinos, Ranked by Published Return

Every casino below holds a full UK Gambling Commission licence. The table is ordered by the casino-wide payout rate each operator publishes, with its own RTP averages for slots, blackjack and roulette alongside.

BetMGM publishes the highest rate at 97.89%, Grosvenor and Unibet follow, and eight of the fifteen sit at exactly 96.00%.

The game you choose moves the figure more than the casino does: blackjack returns over 99% in every lobby here, and that is the whole point of this page.

Every casino here holds a UKGC licence, checked on the public register; payout rates and RTPs are the figures each operator publishes.

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The Best Payout UK Casinos, Ranked

Our 15 casinos, all licensed by the UK Gambling Commission, ordered by the casino-wide payout rate each one publishes. The three RTP columns are the operator’s own averages by game type, and the last two show how quickly, and from how little, the money comes back out.

Open a row for the rating breakdown; a figure an operator does not publish is left blank rather than estimated.

Rank Casino Site Welcome Offer Rating Payout Rate Slots RTP Blackjack RTP Roulette RTP Fastest Payout Min Withdrawal Visit Casino Read Review Terms Rating Breakdown Highlights Our verdict
1 Get 200 Free Spins when You Play £10 4.6Excellentout of 5 97.89% 95.50% 99.50% 97.30% PayPal: Up to 24 Hours £10 Play Here Full T&Cs apply. New cust only. Opt-in required. Time to deposit/wager 7 days. Deposit £10 & wager 1x on casino games (wagering contributions vary) for 200 Free Spins worth 10p each on Big Bass Splash. 3 day reward expiry. 18+. T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
4.2 / 5
Payments & Payouts
4.4 / 5
Safety & Licence
5.0 / 5
Support
4.4 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • 2025 Global Gaming Awards Winner
  • 2,450+ games from 62 studios
  • Withdrawals inside 3 days
  • £10 minimum deposit
  • 97.89% published payout rate
Our verdict on BetMGM
A 97.89% payout rate, the highest in this table, with 2,450 games from 62 studios and a three-day withdrawal window.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
2 Deposit £20, Get £40 + 100 Free Spins 4.4Very goodout of 5 97.15% 96.00% 99.60% 97.30% Bank transfer: Instant £5 Play Here Full T&Cs apply. +18. New players. Min Dep £20 (Excl. PayPal & PaySafe). Max Bonus £40 on selected games & 100 Free Spins on Big Bass Splash. Wagering & max win apply. T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
5.0 / 5
Game Range
3.9 / 5
Payments & Payouts
4.3 / 5
Safety & Licence
4.1 / 5
Support
4.3 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • UK's largest casino network with immersive live play
  • 3,000+ games from 17 studios
  • Withdrawals inside 3 days
  • £5 minimum deposit
  • 97.15% published payout rate
Our verdict on Grosvenor
A 97.15% payout rate, among the highest we list, with 3,000 games, a £5 entry point and three-day withdrawals.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
3 Play £30 Get 300 Free Spins 4.3Very goodout of 5 97.00% 96.50% 99.60% 97.30% Revolut: Instant £5 Play Here Full T&Cs apply. 18+. New GB customers only. Opt in, deposit & stake £30 on slots to get 300 x £0.10 Free Spins on Big Bass Splash, 10x wagering. Debit card or instant bank transfer only. Claim within 7 days. Spins expire within 48 hours. Game contributions vary, max stake applies. Geographical restrictions and T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
4.5 / 5
Payments & Payouts
4.4 / 5
Safety & Licence
4.8 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Big-name European brand
  • 3,980+ games from 105 studios
  • 7 payment methods
  • Withdrawals inside 3 days
  • £5 minimum deposit
Our verdict on Unibet
3,980 games from 105 studios, a £5 entry point and a 97.00% published payout rate, with withdrawals inside one to three days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
4 Get 100 Free Spins when You Play £10 on Slots 4.9Excellentout of 5 96.27% 96.00% 99.60% 97.30% PayPal: Within 8 hours £5 Play Here Read Review Full T&Cs apply. 18+. New players only. Deposit (certain types excluded) and Bet £10+ on Slot games to get 100 Free Spins (selected games, value £0.10 each, 48 hrs to accept, valid for 7 days). Restrictions and T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
5.0 / 5
Game Range
4.5 / 5
Payments & Payouts
4.7 / 5
Safety & Licence
5.0 / 5
Support
3.8 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Very generous welcome offer + 1000s of casino games
  • 5,355+ games from 58 studios
  • 12 payment methods
  • Withdrawals take up to 5 days
  • £5 minimum deposit
Our verdict on Coral
One of the broadest libraries in this table at 5,355 games from 58 studios, paired with twelve payment methods and a 96.27% payout rate.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
5 Get 100 Free Spins when You Play £10 on Slots 4.8Excellentout of 5 96.11% 95.55% 99.60% 97.30% PayPal: Up to 8 hours £5 Play Here Read Review Full T&Cs apply. 18+. New Casino players only. Deposit (certain types excluded) and Bet £10+ on Slots games to get 100 Free Spins (selected games, value £0.10 each, 48 hrs to accept, valid for 7 days). Restrictions and T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
5.0 / 5
Game Range
4.3 / 5
Payments & Payouts
4.6 / 5
Safety & Licence
4.7 / 5
Support
3.9 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Reputable British bookie with tonnes of slots
  • 3,800+ games from 57 studios
  • 11 payment methods
  • Withdrawals take up to 5 days
  • £5 minimum deposit
Our verdict on Ladbrokes
An established British bookmaker with 3,800 casino games, eleven payment methods and a £5 minimum deposit; payouts land within five days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
6 Bet £20 Get 100 Free Spins 5Excellentout of 5 96.00% 96.00% 99.59% 97.30% Apple Pay: 1 - 3 days £5 Play Here Read Review Full T&Cs apply. 18+ New customers only. Wager £20 or more on Midnite Casino within 14 days of sign-up. Get 100 Free Spins to use on selected games, valued at 10p and valid for 7 days. T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
5.0 / 5
Game Range
3.9 / 5
Payments & Payouts
4.0 / 5
Safety & Licence
4.6 / 5
Support
4.4 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Popular casino app
  • 1,600+ games from 47 studios
  • Withdrawals take up to 5 days
  • £5 minimum deposit
  • 96.00% published payout rate
Our verdict on Midnite
A compact 1,600-game library from 47 studios, a £5 entry point and a 96.00% published payout rate, with withdrawals inside one to five days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
7 Up to 140 Free Spins when You Deposit £25 4.9Excellentout of 5 96.00% 95.14% 99.60% 97.30% Neteller: Within 24 hours £20 Play Here Full T&Cs apply. 18+. New players. Min deposit £25. Up to 140 Free Spins (20/day for 7 consecutive days on selected games). Manually claimed daily or expire at midnight with no rollover. Free spin value £0.10. Max winnings £100/day as bonus funds with 10x wagering requirement to be completed within 7 days. Game restrictions apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
4.2 / 5
Payments & Payouts
4.5 / 5
Safety & Licence
4.9 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Very generous welcome offer
  • 2,790+ games from 58 studios
  • 10 payment methods
  • Withdrawals inside 3 days
  • £10 minimum via Trustly or Paysafecard
Our verdict on Duelz
2,790 games from 58 studios and a three-day withdrawal ceiling; the minimum deposit is £20 by card (£10 via Trustly, Paysafecard or Pay by Mobile) and the welcome offer needs £25.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
8 Up to 100 Free Spins 4.8Excellentout of 5 96.00% 96.00% 99.60% 97.30% Neteller: Up to 1 day £5 Play Here Full T&Cs apply. 18+. Opt in. Acc. games, & payment restrictions apply. 100 Free Spins (FS): Exp. 01.12.26. New UK/ROI gaming players. Same day min. stake req. (£20/50/100 to get 20/50/100 FS) by 23:59. FS Values £0.10. FS valid 72h. Lucky Rush: 06/03/26 - 17/01/27. Min. stake £0.10. Prize paid in GBP/EUR. Win-to-bet ratio points awarded per spin. Points lost if player leaves. Min. 1 point to qualify. Opt into each leaderboard separately. 1 real-money spin to enter. T&Cs Apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
5.0 / 5
Game Range
3.0 / 5
Payments & Payouts
4.4 / 5
Safety & Licence
4.4 / 5
Support
5.0 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Discover exclusive casino games
  • 800+ games from 7 studios
  • 9 payment methods
  • Withdrawals inside 3 days
  • £5 minimum deposit
Our verdict on BOYLE Sports
The smallest catalogue in this table at 800 titles from seven studios, offset by a £5 entry point and a three-day payout window.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
9 100% up to £50 + 11 Wager-Free Spins 4.7Excellentout of 5 96.00% 96.00% 99.60% 97.30% MuchBetter: Up to 1 day £20 Play Here Full T&Cs apply. New players only. Min. dep £10. Wager req. 10x. 18+ T&C's apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
5.0 / 5
Payments & Payouts
4.5 / 5
Safety & Licence
4.9 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Wager-free tournaments with jackpot slots
  • 8,900+ games from 158 studios
  • 10 payment methods
  • Withdrawals take up to 7 days
  • £10 minimum deposit
Our verdict on Mr Vegas
The largest library we list: 8,900 games from 158 studios. Withdrawals are the trade-off, quoted at up to seven days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
10 Get 75 Free Spins when You Stake £20 4.7Excellentout of 5 96.00% 96.00% 99.91% 97.30% Neteller: Within 1 Day £20 Play Here Full T&Cs apply. 18+. New players only. Min. deposit £20. Welcome Offer is 75 free spins on Big Bass Bonanza on your first deposit. To claim the free spins you also need to wager a minimum of £20 of your first deposit on slots. Free spins must be used within 72 hours. Winnings from free spins credited as cash funds and capped at £100. These cash funds are immediately withdrawable. Affordability checks apply. Terms apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
3.0 / 5
Game Range
4.4 / 5
Payments & Payouts
4.3 / 5
Safety & Licence
4.8 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Fantastic variety of games
  • 2,900+ games from 99 studios
  • Withdrawals take up to 4 days
  • £20 minimum deposit
  • 96.00% published payout rate
Our verdict on 247Bet
2,900 games from 99 studios, but the £20 minimum deposit sits in the highest tier here and payouts take up to four days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
11 Up to 140 Free Spins when You Deposit £25 4.5Excellentout of 5 96.00% 96.00% 99.10% 97.30% Visa debit: 1-3 days £20 Play Here Full T&Cs apply. 18+. New players. Min deposit £25. Up to 140 Free Spins (20/day for 7 consecutive days on selected games). Manually claimed daily or expire at midnight with no rollover. Free spin value £0.10. Max winnings £100/day as bonus funds with 10x wagering requirement to be completed within 7 days. Game restrictions apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
3.7 / 5
Payments & Payouts
4.4 / 5
Safety & Licence
5.0 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Great slots collection
  • 2,000+ games from 19 studios
  • 9 payment methods
  • Withdrawals inside 3 days
  • £10 minimum deposit
Our verdict on NY Spins
2,000 games from a narrow 19-studio roster, a 96.00% payout rate and one of the quicker payout windows at one to three days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
12 50% up to £100 4.4Very goodout of 5 96.00% 96.00% 99.60% 97.30% Apple Pay: Up to 1 day £1 Play Here Read Review Full T&Cs apply. 18+. New customers only. Opt-in required. 50% Deposit Bonus up to £100 on first deposit. Min deposit £20. 10x wagering on bonus amount. Max £5 per bet. Bonus valid for 7 days. Game, play and payment method restrictions apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
4.6 / 5
Payments & Payouts
4.4 / 5
Safety & Licence
4.4 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Quirky adventure-based casino
  • 4,290+ games from 107 studios
  • 8 payment methods
  • Withdrawals take up to 5 days
  • £10 minimum deposit
Our verdict on Casumo
4,290 games from 107 studios and a 96.00% payout rate, with withdrawals inside five days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
13 Bet £10 Get 70 Free Spins 4.3Very goodout of 5 96.00% 96.20% 99.60% 97.30% Apple Pay: 1 – 2 Days £10 Play Here Full T&Cs apply. 18+. New members only, must opt in. Not valid with other Welcome Offer(s). Min £10 deposit & £10 wager on slots game(s). 30 day expiry from deposit. Free Spins on Big Bass Splash, 1p coin size, 10 lines, no wagering. T&Cs apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.6 / 5
Game Range
3.4 / 5
Payments & Payouts
3.8 / 5
Safety & Licence
4.6 / 5
Support
4.0 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Wager-free welcome spins
  • 900+ games from 16 studios
  • 4 payment methods
  • Withdrawals take up to 4 days
  • £10 minimum deposit
Our verdict on Virgin Games
A small 900-game library from 16 studios, offset by a wager-free welcome offer, a £10 entry point and withdrawals inside one to four days.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
14 100% up to £25 + 500 Zee Points 4.6Excellentout of 5 94.45% 96.00% 99.60% 97.30% Neteller: 1 – 2 Days £10 Play Here Read Review Full T&Cs apply. 18+. New players only. Min deposit £20. Welcome offer is 100% bonus match up to £25. Bonus funds are separate to cash funds and subject to 10x wagering requirement (bonus amount). Only bonus funds count towards wagering contribution. £5 max bonus bet. Bonus funds must be used within 7 days. Affordability checks apply. Terms Apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
4.4 / 5
Payments & Payouts
4.4 / 5
Safety & Licence
5.0 / 5
Support
4.4 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Many deposit methods with a great live casino
  • 2,800+ games from 99 studios
  • 9 payment methods
  • Withdrawals take up to 5 days
  • £10 minimum deposit
Our verdict on Playzee
Nine payment methods and 2,800 games from 99 studios; the 94.45% payout rate is below the 96% most of this table reports.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them
15 Play £10 & Get 50 Free Spins 4.5Excellentout of 5 92.50% - 94.25% 99.00% 99.60% 97.30% PayPal: 1 – 12 Hours £10 Play Here Full T&Cs apply. New cust only. Opt in, deposit £10+ within 7 days of registering & wager 1x on eligible casino games within 7 days to get 50 Wager-Free Free Spins on Big Bass Splash. 3 day expiry. Wagering contributions vary. T&Cs & exclusions apply. Please gamble responsibly. GambleAware.org 18+
Bonus Value
4.3 / 5
Game Range
4.3 / 5
Payments & Payouts
4.0 / 5
Safety & Licence
5.0 / 5
Support
4.2 / 5

The overall rating is our judgement of the whole casino, not the average of these five scores.

  • Renowned international online casino brand
  • 2,970+ games from 64 studios
  • 7 payment methods
  • Withdrawals inside 3 days
  • £10 minimum deposit
Our verdict on LeoVegas
2,970 games from 64 studios, but the published payout range of 92.50–94.25% is the lowest in this table.
Reviewed by Tom WhitfieldPayout rates as each operator publishes them

We are paid through affiliate links, and that is worth stating plainly. If you open an account after following a link from this page, the operator may pay us a commission. You pay nothing for it and the offer stays the same.

The order of this table is the published payout rate and nothing else; no operator can pay to move up it.

How We Rank a Casino on Payout Rate

Five checks, and the headline percentage is not the first of them. The licence comes first; an unlicensed casino is not listed, however generous the number on its homepage.

  1. The Licence, on the Register

    Looked up on the UK Gambling Commission’s public register by account number. A licence is what makes a published return mean something.

    A UKGC licensee’s games are tested by an approved lab, and the return of each one has to be available to you before you stake.

  2. The Payout Rate, as Published

    The casino-wide figure each operator reports for the money it paid back against the money staked. We take it from the operator’s own payout page, not from a third-party estimate, and it is the number the table is ordered by.

  3. RTP by Game Type

    The operator’s published averages for slots, blackjack and roulette, because the casino-wide figure hides the gap between them. Blackjack at a sensible table returns more than any slot in the same lobby.

  4. The Quickest Route Out

    A high return is only money if you can withdraw it. The table shows the fastest published payout method at each casino and the minimum you can take out, read from the banking page.

  5. What the Number Cannot Tell You

    A payout rate is an average across every player and every game. Your own result over an evening will sit nowhere near it, and that is the arithmetic of the games, not a fault in the figure.

What That Looks Like in Practice

  • Every payout figure read from the operator’s own site, and re-read when it is updated; the date in the byline says when that last happened.
  • Where an operator publishes a range rather than a single figure, the table shows the range and the casino is ordered by the lower end.
  • Where an operator publishes no figure for a game type, the cell is left blank. We do not fill it from another source.
  • The payout rate is checked against the game RTPs it is made of; a casino-wide figure above every one of its game averages is queried, not printed.
  • No operator has paid for its place; the affiliate note above is the whole of our commercial relationship with them.

Payout Rate and RTP Are Not the Same Number

This is the one thing on the page that changes what you should look at. The casino’s payout rate tells you how the whole site has been paying; the RTP tells you how the game in front of you is built to pay.

They are published by different people and they answer different questions.

Payout Rate

Published by the casino. Money paid out divided by money staked, across every game and every player, usually over a month or a quarter. It moves with what people happen to play: a lobby full of blackjack players reports a higher rate than the same lobby full of slot players.

The casino, over a period

RTP

Published by the studio that built the game, and fixed in its design. A 96% slot is built to return 96p per pound over millions of spins, at every casino that installs that version of it. It is the number that describes the game you are about to open.

One game, over the long run

House Edge

What is left when you take the RTP from 100%. A 96% game has a 4% edge; a 99.6% blackjack table has an edge of 0.4%. It is the price of playing, charged on every stake.

It is also the only figure here you can do anything about, by choosing the game.

The price per stake

Volatility

How the return arrives. Two games can both return 96% and feel nothing alike: one pays small and often, the other pays rarely and large. Volatility decides how fast a balance moves over an evening; RTP decides where it ends up over a very long one.

The shape of the ride

So a casino at the top of this table is one whose players have, on average, been getting more back. It is not a promise about your evening, and it is not a reason to open a low-RTP game there rather than a high-RTP game somewhere else.

What the Figures Say, Game by Game

Across our table the casino-wide rates run from 92.50% - 94.25% at LeoVegas to 97.89% at BetMGM, with eight operators publishing exactly 96.00%. The spread by game type is wider than the spread by casino, and it points the same way everywhere.

Blackjack is the highest-returning game in every lobby we list, from 99.10% at NY Spins to 99.91% at 247Bet, with most operators at 99.60%. That figure assumes basic strategy; our blackjack guide has the chart and a trainer that marks your decisions.

Roulette is 97.30% at every casino in the table, because the European wheel’s single zero fixes it. No casino can improve on it, and the only way to do worse is to pick a double-zero wheel or a side bet.

Slots are the widest range. The operators’ published averages run from 95.14% at Duelz to 96.50% at Unibet, and inside any one lobby individual titles range from under 90% to over 98%. The casino average tells you less about a slot than the slot’s own panel does.

The practical reading is simple. If return is what you care about, the game you choose moves the figure by more than the casino you choose. A 99.6% blackjack table at a 96% casino returns more than a 94% slot at a 97.89% one.

Finding the Real Figure Yourself, in Five Steps

  1. Open the Game’s Information Panel

    Every game at a UKGC-licensed casino has one, usually behind an “i” or a menu icon inside the game window. The RTP is printed there, and that is the figure that applies at that casino.

  2. Check Which Version You Are Looking At

    Many slots are supplied in two or three RTP versions of the same title. If the panel says 94% and a review says 96%, the review is describing a different build of the game.

  3. Compare Like with Like

    Blackjack against blackjack, slot against slot. A 97% roulette wheel is not a worse choice than a 96% slot; they are different games with different volatility, and the roulette return is higher.

  4. Read the Bonus Terms Before You Opt In

    Wagering on a UK welcome offer is capped at 10x, but game weighting can send blackjack and roulette to 0%. A high-RTP game that counts for nothing towards wagering is not the high-return choice while a bonus is open.

  5. Decide the Stake Before the Game

    The house edge is charged per stake, so the amount you put through decides the cost of the evening more than the percentage does. Set a deposit limit at the casino rather than keeping it in your head.

Payout Terms, in Plain English

Payout rate
The share of all money staked at a casino that was paid back to players over a period. Published by the operator, and the figure this table is ordered by.
RTP
Return to player: the theoretical return of one game over the long run, set by the studio that built it and printed in the game’s information panel.
House edge
100% minus the RTP. The casino’s margin on every stake, and the price of playing. Blackjack at basic strategy has the lowest edge in a UK lobby; side bets and double-zero roulette have the highest.
Volatility
How evenly a game’s return arrives. Low volatility pays small and often; high volatility pays rarely and large. Two games with the same RTP can sit at opposite ends.
Hit frequency
How often a spin or hand returns anything at all, win or part-return. A slot can have a high hit frequency and still a low RTP, because most of those hits pay less than the stake.
Test lab certificate
The independent check a UKGC licensee’s games must pass. It confirms the published RTP is what the game is built to return, not what any one session will return.
Published range
Some operators report a payout rate as a band rather than a single figure. We show the band and order the casino by its lower end.
Fastest payout
The quickest published withdrawal method at that casino. It has nothing to do with the payout rate; our fast withdrawal page ranks the same casinos by that figure alone.

Where to Go Next

In Short

What to Take Away

  • BetMGM, Grosvenor and Unibet publish the highest casino-wide payout rates in our table; eight operators sit at exactly 96.00%.
  • The payout rate describes the casino over a period; the RTP describes the game you open. Only the second one is in your control.
  • Blackjack returns more than any slot at every casino here, roulette is 97.30% everywhere, and slots vary more within one lobby than between casinos.
  • The same slot can be installed in different RTP versions; the figure in the game’s own panel is the one that counts.
  • A high return is only money once it is withdrawn: check the fastest payout column, and verify your identity on the day you register.

Frequently Asked Questions

Which UK casino has the best payout rate?
Of the fifteen UKGC-licensed casinos we rank, BetMGM publishes the highest casino-wide payout rate at 97.89%, followed by Grosvenor at 97.15% and Unibet at 97.00%. Those are the operators' own published figures, read from their payout reports, and the table above is ordered by them. A high casino-wide rate does not change the return of the game you actually open, so check the RTP in the game's information panel as well.
What is the difference between payout rate and RTP?
RTP is a single game's theoretical return, set by the studio that built it and printed in the game's information panel: a 96% slot returns £96 per £100 staked over millions of spins. A casino's payout rate is the return it actually paid across every game and every player over a period, so it depends on what people played as much as on the games. Both are published; only the RTP tells you about the game in front of you.
Is a 97% payout rate good?
For a UK online casino, yes. Most of the operators in our table sit at 96.00%, so anything above 97% is at the top of the range we see. The gap between 96% and 97.89% is worth about £1.89 per £100 staked over a very long run. It is real, but a different game choice at the same casino can move the figure by more than that, which is why the RTP by game type matters as much as the headline.
Do high payout casinos pay out faster?
No. The payout rate is how much of the money staked goes back to players; the payout time is how long a withdrawal takes, and the two have nothing to do with each other. Grosvenor and Unibet pay instantly to an instant bank transfer or Revolut, and both are near the top of this table, but that is coincidence. Our fast withdrawal page ranks the same fifteen casinos by payout time alone.
Which games have the highest RTP?
Blackjack, at every casino in our table: the published figures run from 99.10% to 99.91%, and that return assumes you follow basic strategy. European roulette is 97.30% everywhere, because the single zero sets it. Slots are the widest spread, from 95.14% to 96.50% on the casino averages, and individual slots range from under 90% to over 98% within the same lobby.
Can a casino change the payout rate of a game?
Some slots are supplied to operators in several RTP versions of the same game, and the casino chooses which to install, so the same title can return 96% at one site and 94% at another. That is why the figure to trust is the one in the game's own information panel at the casino you are playing at, not a figure from a review site. A UKGC licence requires that panel to be available to you before you stake.
About the author
Tom Whitfield, Casino Editor at topcasinos.org.uk
Casino Editor

Reviews UK casinos from their published terms, banking pages and UKGC register entries, not their marketing, and writes down what an offer costs as clearly as what it pays.

Fact-checked by
Helen Marsden, Compliance & Responsible Gambling Reviewer at topcasinos.org.uk
Compliance & Responsible Gambling Reviewer

Every offer, wagering figure and licence number on this page is checked against the operator’s own terms and the UKGC public register before it is published.

Responsible Gambling

If It Has Stopped Being Fun, Stop

Gambling is entertainment you pay for, not a way to win money back. Set a deposit limit before you play (every UKGC-licensed operator must let you), never chase a loss, and only ever stake what you would be content to lose. The services below are free and independent of us.